Privacy Policy

Introduction

F & S SERVICES ("we," "us," or "our") is committed to protecting the privacy of individuals who visit our website at the-fsservices.com and who interact with our services. This Privacy Policy describes how we collect, use, disclose, and protect your personal information.

By using our website or services, you agree to the collection and use of information in accordance with this Privacy Policy.

Information We Collect

Information You Provide

We may collect personal information that you voluntarily provide when you:

• Complete a contact form or funding application
• Subscribe to receive communications from us
• Correspond with us via email
• Opt in to receive SMS/MMS messages

This information may include your name, email address, phone number, company name, and details about your funding needs.

Information Collected Automatically

When you visit our website, we may automatically collect certain information about your device and browsing activity, including your IP address, browser type, operating system, referring URLs, and pages viewed.

How We Use Your Information

We use the information we collect to:

• Process and respond to your inquiries and funding applications
• Provide, maintain, and improve our services
• Send you communications related to your inquiry or application
• Send marketing and promotional messages if you have opted in
• Comply with legal obligations and enforce our agreements

Sharing of Information

We may share your personal information with:

• Service providers who assist us in operating our business and delivering services
• Legal and regulatory authorities when required by law
• Professional advisors such as lawyers, auditors, and accountants

SMS/MMS Messaging Privacy

If you opt in to receive SMS/MMS messages from F & S SERVICES, the following terms apply:

• Messages are sent using an automated telephone dialing system (ATDS) and may include marketing, promotional, and informational content about our financial products and services.
• Message frequency varies; you may receive up to 4 messages per month.
• Message and data rates may apply depending on your mobile carrier and plan.
• You may opt out at any time by replying STOP to any message. Upon receipt of your STOP request, we will confirm your unsubscription and you will no longer receive SMS messages from us.
• For assistance, reply HELP to any message or contact us at jonathan@the-fsservices.com.
• Consent to receive SMS/MMS messages is NOT a condition of purchase or use of our services.

Your opt-in data, phone number, and consent status for text messaging will not be shared with any third parties for their own marketing purposes.

Data Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

Cookies and Tracking Technologies

Our website may use cookies and similar tracking technologies to enhance your browsing experience and analyze site usage. You can control cookie preferences through your browser settings.

Your Rights

Depending on your jurisdiction, you may have the right to:

• Access the personal information we hold about you
• Request correction of inaccurate information
• Request deletion of your personal information
• Opt out of marketing communications
• Withdraw consent where processing is based on consent

To exercise these rights, please contact us at jonathan@the-fsservices.com.

Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those sites. We encourage you to review the privacy policies of any third-party sites you visit.

Children’s Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have collected information from a child, we will take steps to delete it.

Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the updated policy on this page with a revised "Last updated" date. Your continued use of our website after any changes constitutes your acceptance of the updated policy.

Contact Us

If you have questions about this Privacy Policy or our data practices, please contact us:

F & S SERVICES
Email: jonathan@the-fsservices.com
Website: the-fsservices.com